Medical and Dental Insurance


Your employees are a significant investment in your business & providing them access to quality medical/dental coverage is vital.  The chamber is pleased to present plans from the area's finest carriers for our members & their employees.  The plan/rate matrices below provide a very brief overview of 2014 medical plan designs & rates; they are NOT contracts & may be subject to change.  Please direct questions to Catherine O'Connor at 785-6995 or  

BlueShield                                                                IMPORTANT NOTES      

2014 Plans/Rates                                    SummariesEPO 5026        EPO 8000      

Preventive Services list         Davis Vision Discount Pgm Info             BSNENY Dental

2014 Formulary                                                       Link to Provider Network Search  

BlueShield enrollment form
CDPHP                                                                       IMPORTANT NOTES

2014 Plans/Rates                               

Summaries:Platinum 315      Gold 58 Plan      Silver 337 Plan       Bronze 340 Plan    

2014 Formulary 2                  Preventive Meds List                        CDPHP Dental Info

CDPHP Enrollment Form                                          Link To Provider Network Search
MVP                                                                              IMPORTANT NOTES

2014 Plans/Rates:    Small Groups                   Sole Proprietors Page 1      Page 2

Sm. Grp. Summaries:   Gold 3      Silver 1     Silver 2       HD Silver 3      HD Bronze 5

SP Summaries:  Premier Plus: Gold   Silver  Bronze      Premier Plans P/G/S/B

 2014 Formulary                 Preventive Meds List            Link to Provider Network Search

 Enrollment Forms:  Small Group    Sole Proprietors                     MVP Dental for Kids


Please direct questions to Catherine O'Connor; 785-6995 or 
We also offer Medicare Advantage plans; contact Catherine for details.     


Brief Comparison of  HSA, HRA & FSA accounts for 2014.

Listings of  'qualified medical expenses" are available at these two sites:

 DENTALGuardian Plan information & application          CDPHP Plan information & application


Prescription Discount Programs: 

Albany County:




Small Business Tax Credit Information:

Do you know if your organization qualifies for a small business health care tax credit?  To find out more, go to,,id=223577,00.html &,,id=223666,00.html.