Medical and Dental Insurance


Important Notes  /  Glossary of Insurance Terms

Employees are an important part of & a significant investment in your business; providing them access to quality medical/dental coverage is vital to the success of both them personally & your organization.  The chamber is pleased to present plans from the area's finest carriers for our members & their employees.  The  matrices below provide a very brief overview of 2016 medical plan designs & rates; they are NOT contracts & may be subject to change.  

Benefit Summaries for the plans reflected on the matrices below are available upon request. Questions & additional information requests should be directed to or call 785-6995.  


Blue Shield of NENY                 

2016 Small Group Medical Plans / Rates

2015 Pediatric Dental Info      /      2015 Pediatric Dental Provider list    

 2016 Individual Off Exchange Plans/Rates*   *Include Dependents to Age 26 & DO NOT include Pediatric Dental rates.

Additional BSNENY Information:

Formulary  / Link to Provider Network Search
Davis Vision Discount Program  /  2016 BSNENY Medication Discount List

Forms:  Enrollment Application Form  /  NEW Small Group Form  /  Domestic Partnership



2016 Medical Plans / Rates

2015 Pediatric Dental Information

           Enrollment Application Form

Additional CDPHP Information:

Formulary  /  Preventive Medications List  /  Link to Provider Network  /  Life Points Information


MVP Healthcare                                 

2016 Small Group Medical Plans / Rates

New Small Group Clients:

            Small Group Enrollment Application Form

            New Small Group Information Form

Existing Small Group Clients:

           Plan Change Form


2016 Sole Proprietor / Individual Medical Plans/Rates

New sole Proprietor/Individual Clients:

            Sole Proprietor / Individual Enrollment Application Form

Existing Sole Proprietor Clients:

           Sole Proprietor/Individual Plan Change Form

 2016 Pediatric Dental Information

Additional MVP Information:

Formulary  Preventive Medications List  /  Link to Provider Network


Medicare Advantage Insurance Plans

2016 Medicare Advantage Plans

(Summaries for the plans reflected on the above matrix are available upon request.)

BlueShield of NENY

BlueShield Medicare Advantage Formulary          

BlueShield Medicare Advantage Enrollment Form


CDPHP Medicare Advantage Formulary


Dental Insurance

2016 Dental plans / rates

Blue Shield NENY Dental Enrollment form

Guardian Dental Program   Enrollment Application

Delta Dental through CDPHP  Enrollment Application



 Ancillary Information  

Prescription Discount Programs: click each member name below to see their Rx discount program:

          Hannaford         Price Chopper        WalMart 

Brief Comparison of  HSA, HRA & FSA accounts for 2016.

Listings of  'qualified medical expenses" are available at    

Small Business Tax Credit Information,,id=223577,00.html &,,id=223666,00.html.