Medical and Dental Insurance

 

     Employees are an important part of & a significant investment in your business; providing them access to quality medical/dental coverage is vital to the success of both them personally & your organization.  The chamber is pleased to present plans from the area's finest carriers for our members & their employees.  The  matrices below provide a very brief overview of 2015 medical plan designs & rates; they are NOT contracts & may be subject to change.  

     Benefit Summaries for the plans below are available upon request. Questions & requestss for additional information should be directed to catherine@coloniechamber.org or call 785-6995.
 


2015 MEDICAL INSURANCE

Important Notes  Glossary of Insurance Terms

 

Blue Shield of NENY                 

2015 Small Group Medical Plans / Rates

2015 Pediatric Dental Info      /      2015 Pediatric Dental Provider list    

 2015 Individual Off Exchange Plans/Rates*            *Plans/rates are for Dependents to Age 26 and DO NOT include Pediatric Dental rates.

Additional BSNENY Information:

Formulary  / Link to Provider Network Search  /  Davis Vision Discount Program

Forms:  Enrollment Application Form  /  NEW Small Group Form  /  Domestic Partnership

 

CDPHP                                                                  

2015 Medical Plans / Rates

2015 Pediatric Dental Information

           Enrollment Application Form

Additional CDPHP Information:

Formulary  /  Preventive Medications List  /  Link to Provider Network

 

MVP Healthcare                                 

2015 Small Group  Medical Plans / Rates

New Small Group Clients:

            Small Group Enrollment Application Form

            New Small Group Information Form

Existing Small Group Clients:

            Plan Change Form

*************************************************************

2015 Sole Proprietor / Individual Medical Plans/Rates

New sole Proprietor/Individual Clients:

            Sole Proprietor / Individual Enrollment Application Form

Existing Sole Proprietor Clients:

           Sole Proprietor/Individual Plan Change Form

 2015 Pediatric Dental Information

Additional MVP Information:

Formulary  Preventive Medications List  /  Link to Provider Network

                                                                                                                                                                                                           

MEDICARE ADVANTAGE INSURANCE

2015 Medicare Advantage Plans  

(Summaries for the plans reflected on the above matrix are available upon request.)

BlueShield of NENY

BlueShield Medicare Advantage Formulary          

BlueShield Medicare Advantage Enrollment Form

CDPHP

CDPHP Medicare Advantage Formulary

 

DENTAL INSURANCE

Guardian Dental Program:  Plan information  /  Enrollment Application

Delta Dental through CDPHP:  Plan Information  /  Enrollment Application

 

 ANCILLARY INFORMATION

Prescription Discount Programs:

Hannaford:  http://www.hannaford.com/content.jsp?pageName=PharmacyServices&leftNavArea=PharmacyLeftNav

Price Chopper: http://www.pricechopper.com/pharmacy/rx-advantedge-card

WalMart: http://www.walmart.com/cp/pharmacy/5431

Brief Comparison of  HSA, HRA & FSA accounts for 2015.

Listings of  'qualified medical expenses" are available at these siteshttps://www.wageworks.com/employee/eligible-expenses/default.htm   www.hsacenter.com/index.html

http://www.irs.gov/pub/irs-drop/rp-14-30.pdf

Small Business Tax Credit Information Do you know if your organization qualifies for a small business health care tax credit?  To find out more, go to http://www.irs.gov/newsroom/article/0,,id=223577,00.html & http://www.irs.gov/newsroom/article/0,,id=223666,00.html.